Does McDonald’s Take American Express (Amex) In 2024

If you are wondering, does McDonald’s take American Express for its menu items? Well, that’s what many people want to know. So, put your thoughts to rest and I will find out an answer for this. 

Does McDonald's take American Express Card

Yes, McDonald’s does accept American Express to pay for its menu. Whether you are dining in or going through the drive-thru, you can confidently use an American Express card as a payment option. You can add the Amex card to your McDonald’s app as a payment method or swipe the card in-store.

I will guide you through the step-by-step process of using American Express to pay at McDonald’s. From setting up your card on the app to making seamless transactions in-store, find all details here.

In upcoming sections of the blog, I will address some common concerns like whether is it safe to use Amex cards and also know the advantages and disadvantages of using the card for payment. Let’s get started!  

Yes, McDonald’s Accepts American Express Cards.

Yes, McDonald’s Accepts American Express Cards

Yes, McDonald’s does accept American Express. You can pay with your Amex card at the restaurant or link it to the McDonald’a app and use it to place orders for pickup or delivery. 

According to the official website of McDonald’s, You can register an American Express card in the McDonald’s app. 

Also, if you have an iOS device and your card is registered to your Apple wallet, Apple Pay will automatically display as a payment option within the McDonald’s app. Moreover, you can also register your American Express card to the Google Pay app. 

Does McDonald’s Accept Amex Worldwide?

Yes, McDonald’s accepts Amex cards mainly in all countries, but there are a few countries where McDonald’s doesn’t accept Amex cards. 

Here is the list of countries where Amex is not accepted at all:

  • Sudan
  • Cuba 
  • North Korea
  • Russia
  • Belarus
  • India
  • China
  • Malaysia 
  • Indonesia
  • Philippines
  • Singapore
  • South Korea
  • Pakistan
  • Thailand 

How To Use American Express At McDonald’s?

Here are simple steps to follow to use American Express at McDonald’s:

  1. Go to McDonald’s app.
  2. Log in to your account. 
  3. Browse the menu and add items to your cart.
  4. Click on ‘add a new card.’
  5. Add all the details of your American Express card.
  6. Once the card is registered, click to pay.
  7. Enter your PIN for the same. 
  8. The payment will be made.  

Can You Use American Express At McDonald’s While Ordering Online?

Can You Use American Express At McDonald’s While Ordering Online

Yes, you can use American Express at McDonald’s while ordering online. To use American Express to pay your order online, you will need to add your card details first. Add your card number, expiration date, and security code. Once the card is added, you can quickly pay for your order with a single tap. 

Once you have added the card information, you can start placing orders. When you are ready to pay for your order, select American Express as your payment method. 

If ordering online, get help on ordering from McDonald’s online and follow a step-by-step guide. 

Can You Use American Express At McDonald’s Drive-Thru?

Yes, you can use American Express cards at McDonald’s drive-thru. Simply take your American Express card to the window where you pay. Present it to the cashier, and you can pay either chip and pin or contactless.

Is It Safe To Use American Express At McDonald’s?

Yes, it’s safe to use American Express at McDonald’s. The fast-food chain takes maximum care and uses various security measures to protect your card information. 

McDonald’s also uses chip and PIN technology, EMV encryption, and fraud monitoring. So, if any suspicious activity is found on your card, you will be notified of it through a text message. 

Does American Express Offer Any Discount At McDonald’s?

American Express does not offer any general discount at McDonald’s. However, American Express cardholders can be eligible for discounts through Amex Offers. 

These are personalized offers that can be redeemed at participating restaurants. These offers vary depending on the cardholder’s spending habits and location, including food, merchandise, and service discounts.

Or else, you can check the McDonald’s deals offered right now to get maximum discounts on your purchase.  

Are There Any Additional Fees While Paying From Amex At McDonald’s?

No additional fees exist for using an Amex card at McDonald’s. However, there can be a convenience fee if you use an Amex card on third-party platforms. 

For example, if you pay for your McDonald’s order through PayPal or Venmo, there will be a small convenience fee. Or if you make payments outside the USA at many McDonald’s restaurants, you are charged a transaction fee.

Are Amex Gift Cards Accepted At McDonald’s?

Yes, Amex gift cards are accepted at McDonald’s. These cards are prepaid cards that have balance in them. You can gift this Amex gift card to your friends and family, which can be used for shopping or at restaurants. 

These Amex gift cards may be declined only if there aren’t enough funds to cover the amount of your purchase. Otherwise, they are good to go to pay at McDonald’s.   

Advantages & Disadvantages Of Using American Express At McDonald’s

Advantages & Disadvantages Of Using American Express At McDonald’s

Using an Amex card at McDonald’s has some advantages and disadvantages. So, let’s look at them closely:


  • Get offers and discounts on Amex card
  • Earn points on your spending 
  • Secure payment gateway 


  • American Express is not widely accepted as Visa or Mastercard.
  • You can be in a debt trap if you are using an Amex credit card.
  • Paying interest on your spending
  • There may be higher transaction fees on Amex cards compared to others. 

Other Payment Options At McDonald’s?

There are many other payment options at McDonald’s that you can try. We have covered all the payment methods used at McDonald’s and how to use them. 

So, you can find the payment method guides for ordering from McDonald’s using credit cards, using Apple Pay, using your EBT/food stamps, using your personal PayPal, using your Venmo, using Cash app at McDonald’s, and using your personal Google Pay. Check them all and find the most suitable payment method for you. 


If you wonder whether McDonald’s accepts the American Express card, the answer is yes! McDonald’s does accept Amex cards. Using the American Express card is easy and convenient. 

In this article, I have provided a step-by-step guide to help you set up the payment method using the Amex card. 

This information was helpful to you. Keep coming back here for more such articles on McDonald’s.  

Frequently Asked Questions (FAQs) 

Is American Express accepted at McDonald’s?

Yes, McDonald’s does accept American Express cards. You can pay via McDonald’s app or website by adding the Amex card details and placing your order. 

Are there any limitations or minimum purchase requirements when using American Express at McDonald’s?

No, there are no limitations on minimum purchase requirements when using an Amex card.

Can I earn rewards on my American Express card while paying at McDonald’s?

Yes, you can earn reward points on your American Express credit card. Moreover, you can use these reward points for your next purchase.

Can I use my American Express card for dine-in and drive-thru orders at McDonald’s?

Yes, you can use an American Express card for dine-in and drive-thru. McDonald’s does accept Amex card payments in both cases.

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